California
Calaveras County
ZIP 95251
45,995 residents63 permits TTM$79,877 median HHI18 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$441,800
ACS 5-Year
Cap rate proxy
4.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
24.3%
HUD FMR ÷ ACS HHI
Net migration
+2.61%
IRS SOI
Permits (TTM)
63
Census BPS
Climate risk
86.6
FEMA NRI (0–100)
ZIP 95251
Median home value
$441,800
Gross yield
4.2%
Buy Box score
—
Section 8 gap
—
Affordability
P/I: 5.5R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown18 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 95255 | $441,800 | $1,542 | 4.2% | 0.8 | — |
| 95246 | $441,800 | $1,542 | 4.2% | 0.7 | — |
| 95249 | $441,800 | $1,542 | 4.2% | 0.7 | — |
| 95245 | $441,800 | $1,542 | 4.2% | 0.7 | — |
| 95222 | $441,800 | $1,542 | 4.2% | 0.4 | — |
| 95252 | $441,800 | $1,542 | 4.2% | 0.3 | — |
| 95247 | $441,800 | $1,542 | 4.2% | 0.2 | — |
| 95228 | $441,800 | $1,542 | 4.2% | 0.2 | — |
| 95221 | $441,800 | $1,542 | 4.2% | — | — |
| 95224 | $441,800 | $1,542 | 4.2% | — | — |
| 95225 | $441,800 | $1,542 | 4.2% | — | — |
| 95226 | $441,800 | $1,542 | 4.2% | — | — |
| 95232 | $441,800 | $1,542 | 4.2% | — | — |
| 95233 | $441,800 | $1,542 | 4.2% | — | — |
| 95248 | $441,800 | $1,542 | 4.2% | — | — |
| 95251 | $441,800 | $1,542 | 4.2% | — | — |
| 95254 | $441,800 | $1,542 | 4.2% | — | — |
| 95257 | $441,800 | $1,542 | 4.2% | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
84.4%
Census ACS
Vacancy rate
35.1%
Census ACS
Bachelor's degree +
22.2%
Census ACS
Rent burdened
51.0%
Census ACS (>30% income)
Median age
52.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026