Calaveras County
ZIP 95221
Median home value
$441,800
ACS 5-Year
Cap rate proxy
4.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
24.3%
HUD FMR ÷ ACS HHI
Net migration
+2.61%
IRS SOI
Permits (TTM)
63
Census BPS
Climate risk
86.6
FEMA NRI (0–100)
Median home value
$441,800
Gross yield
4.2%
Buy Box score
—
Section 8 gap
—
Affordability
Section 8 detail
Numbers repeat across most ZIPs in this county
ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 95255 | $273,349 | $1,542 | 6.8% | 7.1% | -4.7% |
| 95246 | $331,412 | $1,542 | 5.6% | 5.8% | -4.7% |
| 95249 | $336,050 | $1,542 | 5.5% | 5.8% | -4.7% |
| 95245 | $336,931 | $1,542 | 5.5% | 5.8% | -4.7% |
| 95222 | $438,642 | $1,542 | 4.2% | 4.4% | -4.7% |
| 95221 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95224 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95225 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95226 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95232 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95233 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95248 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95251 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95254 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95257 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95252 | $461,015 | $1,542 | 4.0% | 4.2% | -4.7% |
| 95247 | $491,792 | $1,542 | 3.8% | 3.9% | -4.7% |
| 95228 | $509,307 | $1,542 | 3.6% | 3.8% | -4.7% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Owner-occupied
84.4%
Census ACS
Vacancy rate
35.1%
Census ACS
Bachelor's degree +
22.2%
Census ACS
Rent burdened
51.0%
Census ACS (>30% income)
Median age
52.0
Census ACS