Calaveras County
ZIP 95228
Median home value
$441,800
ACS 5-Year
Cap rate proxy
4.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
24.3%
HUD FMR ÷ ACS HHI
Net migration
+2.61%
IRS SOI
Permits (TTM)
63
Census BPS
Climate risk
86.6
FEMA NRI (0–100)
Median home value
$509,307
Gross yield
3.6%
Cap rate
3.8%
Rent gap
-4.7%
Affordability
Section 8 detail
Numbers repeat across most ZIPs in this county
ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 95221 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95222 | $438,642 | $1,542 | 4.2% | 4.4% | -4.7% |
| 95224 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95225 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
| 95226 | $441,800county est. | $1,542 | 4.2% | 4.4% | -4.7% |
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Owner-occupied
84.4%
Census ACS
Vacancy rate
35.1%
Census ACS
Bachelor's degree +
22.2%
Census ACS
Rent burdened
51.0%
Census ACS (>30% income)
Median age
52.0
Census ACS