What is the median home value in ZIP 85021 in Maricopa County, AZ?

The median home value in ZIP 85021 in Maricopa County, AZ is $434,163, according to the latest Census ACS 5-Year Estimates.

What is the rent-to-income ratio in ZIP 85021?

The rent-to-income ratio in ZIP 85021 is 16.6%, based on HUD Fair Market Rent divided by Census median household income. This is within the affordable range (under 30% of household income).

Phoenix-Mesa-Chandler, AZ · Arizona

Maricopa County

ZIP 85021

4.5M residents30,475 permits TTM$85,518 median HHI135 ZIP codesUpdated April 16, 2026

Investor first look

Median home value

$414,700

ACS 5-Year

Cap rate proxy

5.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

22.3%

HUD FMR ÷ ACS HHI

Net migration

+1.95%

IRS SOI

Permits (TTM)

30,475

Census BPS

Climate risk

99.9

FEMA NRI (0–100)

ZIP 85021

Median home value

$434,163

Gross yield

4.4%

Cap rate

3.3%

Rent gap

25.5%

Affordability

P/I: 5.1R/I: 16.6%

Section 8 detail

SAFMR: $1,590Rent: $1,587Gap: 0.2%

ZIP code breakdown135 ZIP codes

ZIP	Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
85009	$277,289	$1,530	6.6%	5.2%	21.1%
85031	$320,104	$1,700	6.4%	5.6%	12.1%
85335	$341,356	$2,030	7.1%	6.6%	7.4%
85351	$275,778	$1,670	7.3%	6.9%	5.0%
85374	$387,299	$2,190	6.8%	5.3%	21.4%

Ranked by composite score

Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
$222,806	$1,530	8.2%	8.5%	-3.7%
$319,663	$1,530	5.7%	7.1%	-23.1%
$366,659	$1,670	5.5%	7.0%	-28.5%
$363,696	$1,940	6.4%	6.9%	-7.6%
$323,517	$1,570	5.8%	6.7%	-14.6%
$400,721	$1,670	5.0%	6.6%	-31.0%
$372,331	$1,930	6.2%	6.2%	0.1%
$391,981	$1,980	6.1%	6.2%	-2.3%
$367,441	$1,830	6.0%	6.2%	-3.6%
$379,918	$1,690	5.3%	6.2%	-16.0%
$377,033	$1,770	5.6%	6.1%	-9.0%
$373,884	$1,800	5.8%	6.0%	-4.4%
$298,704	$1,530	6.1%	6.0%	2.2%
$276,288	$1,610	7.0%	6.0%	14.1%
$441,812	$2,420	6.6%	5.9%	10.4%
$446,276	$2,470	6.6%	5.9%	11.8%
$363,661	$1,790	5.9%	5.9%	0.9%
$350,679	$1,890	6.5%	5.8%	9.9%
$308,770	$1,530	5.9%	5.8%	2.8%
$460,314	$2,460	6.4%	5.8%	10.0%
$422,523	$2,350	6.7%	5.7%	14.0%
$386,657	$1,890	5.9%	5.7%	2.6%
$458,522	$2,460	6.4%	5.6%	13.0%
$404,331	$1,610	4.8%	5.6%	-16.7%
$535,152	$2,520	5.7%	5.5%	2.8%
$494,715	$2,760	6.7%	5.4%	18.7%
$414,700county est.	$1,630	4.7%	5.4%	-14.3%
$443,733	$2,070	5.6%	5.3%	6.1%
$611,429	$2,130	4.2%	5.2%	-25.5%
$319,074	$1,590	6.0%	5.1%	14.1%
$622,034	$2,510	4.8%	5.1%	-5.4%
$323,721	$1,560	5.8%	5.0%	13.1%
$382,911	$1,990	6.2%	5.0%	19.6%
$424,022	$2,150	6.1%	5.0%	17.9%
$401,049	$2,010	6.0%	5.0%	17.0%
$385,671	$1,780	5.5%	4.9%	11.7%
$438,525	$2,150	5.9%	4.9%	17.0%
$409,170	$2,090	6.1%	4.9%	20.6%
$827,276	$2,760	4.0%	4.8%	-20.3%
$519,686	$2,260	5.2%	4.8%	7.9%
$453,400	$2,130	5.6%	4.8%	15.2%
$406,379	$2,040	6.0%	4.8%	20.9%
$622,226	$2,600	5.0%	4.7%	5.4%
$551,288	$1,800	3.9%	4.7%	-20.8%
$558,988	$2,360	5.1%	4.7%	7.0%
$377,209	$1,530	4.9%	4.7%	3.3%
$682,321	$2,760	4.9%	4.7%	3.9%
$446,247	$1,910	5.1%	4.6%	9.9%
$548,042	$2,470	5.4%	4.6%	14.5%
$412,311	$1,630	4.7%	4.6%	2.6%
$390,790	$1,700	5.2%	4.6%	11.7%
$361,670	$1,730	5.7%	4.6%	19.7%
$503,657	$2,140	5.1%	4.6%	9.8%
$414,700county est.	$2,290	6.6%	4.6%	30.7%
$377,640	$1,900	6.0%	4.6%	23.9%
$414,700county est.	$1,930	5.6%	4.6%	17.8%
$414,700county est.	$1,530	4.4%	4.6%	-3.7%
$414,700county est.	$1,840	5.3%	4.6%	13.8%
$414,700county est.	$1,840	5.3%	4.6%	13.8%
$414,700county est.	$1,560	4.5%	4.6%	-1.7%
$414,700county est.	$2,080	6.0%	4.6%	23.7%
$414,700county est.	$1,770	5.1%	4.6%	10.3%
$414,700county est.	$1,560	4.5%	4.6%	-1.7%
$414,700county est.	$1,530	4.4%	4.6%	-3.7%
$414,700county est.	$1,530	4.4%	4.6%	-3.7%
$375,157	$1,640	5.2%	4.6%	12.6%
$487,038	$2,100	5.2%	4.6%	11.9%
$455,248	$2,220	5.9%	4.6%	22.1%
$358,237	$1,670	5.6%	4.5%	18.9%
$675,784	$2,760	4.9%	4.5%	7.6%
$465,341	$2,010	5.2%	4.5%	12.7%
$561,830	$2,170	4.6%	4.5%	2.4%
$310,522	$1,550	6.0%	4.5%	24.8%
$706,954	$2,550	4.3%	4.5%	-3.8%
$545,390	$2,300	5.1%	4.4%	12.1%
$591,476	$2,480	5.0%	4.4%	12.2%
$403,229	$1,820	5.4%	4.4%	18.5%
$448,948	$1,750	4.7%	4.4%	6.2%
$694,892	$2,200	3.8%	4.4%	-15.3%
$341,886	$1,530	5.4%	4.4%	18.6%
$523,230	$2,230	5.1%	4.4%	14.9%
$499,648	$2,270	5.5%	4.3%	20.6%
$551,859	$2,120	4.6%	4.2%	7.9%
$526,979	$2,200	5.0%	4.2%	15.3%
$462,331	$2,130	5.5%	4.2%	23.4%
$354,478	$1,710	5.8%	4.2%	27.3%
$471,182	$2,140	5.5%	4.2%	23.4%
$401,780	$1,750	5.2%	4.1%	20.7%
$638,054	$2,670	5.0%	4.1%	17.9%
$618,998	$2,560	5.0%	4.1%	17.0%
$375,990	$1,570	5.0%	4.1%	18.3%
$516,087	$1,680	3.9%	4.1%	-4.4%
$451,576	$2,080	5.5%	4.1%	26.5%
$397,023	$1,850	5.6%	4.1%	27.5%
$336,654	$1,560	5.6%	4.0%	27.8%
$452,020	$1,900	5.0%	4.0%	20.7%
$404,177	$1,530	4.5%	4.0%	12.2%
$666,705	$2,080	3.7%	4.0%	-6.2%
$551,482	$2,270	4.9%	3.9%	20.5%
$580,836	$2,320	4.8%	3.9%	18.1%
$451,502	$1,820	4.8%	3.9%	19.2%
$411,335	$1,530	4.5%	3.9%	12.5%
$476,837	$2,250	5.7%	3.9%	31.2%
$610,918	$2,440	4.8%	3.9%	18.8%
$547,263	$2,250	4.9%	3.9%	21.1%
$523,896	$2,120	4.9%	3.8%	21.6%
$447,264	$1,670	4.5%	3.7%	16.5%
$515,668	$1,530	3.6%	3.7%	-3.7%
$461,920	$1,980	5.1%	3.7%	29.0%
$489,706	$1,990	4.9%	3.6%	25.8%
$416,451	$1,640	4.7%	3.6%	23.7%
$1,525,944	$2,760	2.2%	3.5%	-63.0%
$716,176	$2,460	4.1%	3.4%	16.5%
$586,290	$1,730	3.5%	3.4%	3.9%
$893,154	$2,390	3.2%	3.3%	-3.4%
$639,219	$2,140	4.0%	3.3%	17.6%
$434,163	$1,590	4.4%	3.3%	25.5%
$550,629	$1,890	4.1%	3.2%	21.2%
$719,749	$2,470	4.1%	3.2%	21.5%
$627,517	$2,280	4.4%	3.0%	30.4%
$848,555	$2,460	3.5%	3.0%	15.2%
$662,963	$2,760	5.0%	2.9%	42.5%
$653,946	$2,010	3.7%	2.9%	22.7%
$836,127	$2,540	3.6%	2.3%	37.5%
$1,133,063	$2,040	2.2%	2.3%	-4.9%
$1,300,606	$2,760	2.5%	2.1%	19.3%
$986,154	$1,930	2.3%	2.0%	15.3%
$1,181,277	$2,120	2.2%	1.6%	25.1%
$1,285,188	$2,760	2.6%	1.5%	42.5%
$3,216,774	$2,500	0.9%	0.8%	14.9%

Demographics

Owner-occupied

65.0%

Census ACS

Vacancy rate

8.3%

Census ACS

Bachelor's degree +

35.9%

Census ACS

Rent burdened

48.5%

Census ACS (>30% income)

Median age

37.5

Census ACS

Data sources

U.S. Census Bureau — American Community Survey 5-Year Estimates

U.S. Census Bureau — Building Permits Survey

U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)

Internal Revenue Service — Statistics of Income Migration Data

FEMA — National Risk Index

Last updated: April 16, 2026

Maricopa County

See all 135 ZIPs ranked by yield and cap rate