Arizona

Apache County

ZIP 86545

65,680 residents120 permits TTM$40,338 median HHI29 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$68,500

ACS 5-Year

Cap rate proxy

11.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

19.2%

HUD FMR ÷ ACS HHI

Net migration

+1.59%

IRS SOI

Permits (TTM)

120

Census BPS

Climate risk

78.8

FEMA NRI (0–100)

ZIP 86545

Median home value

$68,500

Gross yield

20.6%

Buy Box score

Section 8 gap

Affordability

P/I: 1.7R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown29 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
85936$68,500$1,17520.6%0.1
86514$68,500$1,17520.6%0.1
85938$68,500$1,17520.6%0.1
85924$68,500$1,17520.6%0.1
85925$68,500$1,17520.6%0.0
85920$68,500$1,17520.6%
85927$68,500$1,17520.6%
85930$68,500$1,17520.6%
85932$68,500$1,17520.6%
85940$68,500$1,17520.6%
86028$68,500$1,17520.6%
86502$68,500$1,17520.6%
86503$68,500$1,17520.6%
86504$68,500$1,17520.6%
86505$68,500$1,17520.6%
86506$68,500$1,17520.6%
86507$68,500$1,17520.6%
86508$68,500$1,17520.6%
86511$68,500$1,17520.6%
86512$68,500$1,17520.6%
86520$68,500$1,17520.6%
86535$68,500$1,17520.6%
86538$68,500$1,17520.6%
86540$68,500$1,17520.6%
86544$68,500$1,17520.6%
86545$68,500$1,17520.6%
86547$68,500$1,17520.6%
86556$68,500$1,17520.6%
87328$68,500$1,17520.6%

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

79.1%

Census ACS

Vacancy rate

29.5%

Census ACS

Bachelor's degree +

15.3%

Census ACS

Rent burdened

17.2%

Census ACS (>30% income)

Median age

36.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026