Arizona

Apache County

ZIP 86512

65,680 residents120 permits TTM$40,338 median HHI29 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$68,500

ACS 5-Year

Cap rate proxy

11.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

19.2%

HUD FMR ÷ ACS HHI

Net migration

+1.59%

IRS SOI

Permits (TTM)

120

Census BPS

Climate risk

78.8

FEMA NRI (0–100)

ZIP 86512

Median home value

$68,500

Gross yield

20.6%

Cap rate

11.3%

Rent gap

44.9%

Affordability

P/I: 1.7R/I:

Section 8 detail

SAFMR: $1,175Rent: $647Gap: 81.6%
ZIP code breakdown29 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
85920$68,500county est.$1,17520.6%11.3%44.9%
85924$284,405$1,1755.0%2.7%44.9%
85925$307,869$1,1754.6%2.5%44.9%
85927$68,500county est.$1,17520.6%11.3%44.9%
85930$68,500county est.$1,17520.6%11.3%44.9%

Ranked by composite score

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Demographics

Owner-occupied

79.1%

Census ACS

Vacancy rate

29.5%

Census ACS

Bachelor's degree +

15.3%

Census ACS

Rent burdened

17.2%

Census ACS (>30% income)

Median age

36.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026