Richmond, VA · Virginia
Cumberland County
9,745 residents72 permits TTM$57,057 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$220,100
ACS 5-Year
Cap rate proxy
4.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.8%
HUD FMR ÷ ACS HHI
Net migration
+1.68%
IRS SOI
Permits (TTM)
72
Census BPS
Climate risk
19.7
FEMA NRI (0–100)
ZIP code breakdown3 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 23901 | — | — | — | 0.3 | — |
| 23040 | — | — | — | 0.2 | — |
| 23027 | — | — | — | 0.1 | — |
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Demographics
Owner-occupied
75.4%
Census ACS
Vacancy rate
11.1%
Census ACS
Bachelor's degree +
18.2%
Census ACS
Rent burdened
23.2%
Census ACS (>30% income)
Median age
45.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026