Richmond, VA · Virginia

Charles City County

6,686 residents25 permits TTM$70,339 median HHI2 ZIP codesUpdated April 28, 2026
Investor first look

Median home value

$224,100

ACS 5-Year

Cap rate proxy

5.8%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.4%

HUD FMR ÷ ACS HHI

Net migration

+1.54%

IRS SOI

Permits (TTM)

25

Census BPS

Climate risk

9.3

FEMA NRI (0–100)

ZIP code breakdown2 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
231475.8%35.0%
230304.6%35.0%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

85.7%

Census ACS

Vacancy rate

9.9%

Census ACS

Bachelor's degree +

16.0%

Census ACS

Rent burdened

35.0%

Census ACS (>30% income)

Median age

52.6

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026