Lynchburg, VA · Virginia

Bedford County

80,254 residents276 permits TTM$77,644 median HHI14 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$276,600

ACS 5-Year

Cap rate proxy

4.1%

FMR × 0.65 ÷ Home Value

Rent-to-income

14.8%

HUD FMR ÷ ACS HHI

Net migration

+1.83%

IRS SOI

Permits (TTM)

276

Census BPS

Climate risk

51.2

FEMA NRI (0–100)

ZIP code breakdown14 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
245265.9%
241745.5%
241224.6%
241795.5%
245234.2%

Ranked by composite score

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Demographics

Owner-occupied

84.2%

Census ACS

Vacancy rate

12.5%

Census ACS

Bachelor's degree +

33.6%

Census ACS

Rent burdened

39.9%

Census ACS (>30% income)

Median age

47.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026