Wichita Falls, TX · Texas
Clay County
ZIP 76365
10,402 residents10 permits TTM$77,355 median HHI5 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$161,300
ACS 5-Year
Cap rate proxy
6.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
12.8%
HUD FMR ÷ ACS HHI
Net migration
+2.12%
IRS SOI
Permits (TTM)
10
Census BPS
Climate risk
14.3
FEMA NRI (0–100)
ZIP 76365
Median home value
—
Gross yield
—
Cap rate
5.5%
Rent gap
—
Affordability
P/I: 2.3R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown5 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 76357 | — | — | — | 6.1% | — |
| 76377 | — | — | — | 6.1% | — |
| 76365 | — | — | — | 5.5% | — |
| 76305 | — | — | — | 4.2% | — |
| 76228 | — | — | — | 4.1% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
80.5%
Census ACS
Vacancy rate
18.0%
Census ACS
Bachelor's degree +
23.9%
Census ACS
Rent burdened
27.7%
Census ACS (>30% income)
Median age
47.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026