Waco, TX · Texas
McLennan County
ZIP 76707
263,608 residents1,374 permits TTM$63,888 median HHI20 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$219,200
ACS 5-Year
Cap rate proxy
6.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.8%
HUD FMR ÷ ACS HHI
Net migration
+1.36%
IRS SOI
Permits (TTM)
1,374
Census BPS
Climate risk
91.2
FEMA NRI (0–100)
ZIP 76707
Median home value
—
Gross yield
—
Buy Box score
1.0
Section 8 gap
—
Affordability
P/I: 2.1R/I: 27.2%
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown20 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 76711 | — | — | — | 1.0 | — |
| 76707 | — | — | — | 1.0 | — |
| 76708 | — | — | — | 0.9 | — |
| 76704 | — | — | — | 0.9 | — |
| 76705 | — | — | — | 0.9 | — |
| 76706 | — | — | — | 0.7 | — |
| 76655 | — | — | — | 0.7 | — |
| 76640 | — | — | — | 0.7 | — |
| 76643 | — | — | — | 0.6 | — |
| 76710 | — | — | — | 0.6 | — |
| 76691 | — | — | — | 0.5 | — |
| 76630 | — | — | — | 0.4 | — |
| 76701 | — | — | — | 0.4 | — |
| 76657 | — | — | — | 0.3 | — |
| 76712 | — | — | — | 0.3 | — |
| 76624 | — | — | — | 0.3 | — |
| 76633 | — | — | — | 0.2 | — |
| 76638 | — | — | — | 0.1 | — |
| 76654 | — | — | — | — | — |
| 76798 | — | — | — | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
61.2%
Census ACS
Vacancy rate
10.5%
Census ACS
Bachelor's degree +
27.8%
Census ACS
Rent burdened
51.3%
Census ACS (>30% income)
Median age
34.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026