Waco, TX · Texas

Bosque County

ZIP 76634

18,546 residents12 permits TTM$69,339 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$184,500

ACS 5-Year

Cap rate proxy

6.0%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.0%

HUD FMR ÷ ACS HHI

Net migration

+1.97%

IRS SOI

Permits (TTM)

12

Census BPS

Climate risk

36.9

FEMA NRI (0–100)

ZIP 76634

Median home value

Gross yield

Cap rate

5.1%

Rent gap

Affordability

P/I: 3.2R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown8 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
766345.1%
766376.0%
766496.0%
766526.0%
766654.3%

Ranked by composite score

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Demographics

Owner-occupied

75.9%

Census ACS

Vacancy rate

20.1%

Census ACS

Bachelor's degree +

20.7%

Census ACS

Rent burdened

29.9%

Census ACS (>30% income)

Median age

46.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026