San Antonio-New Braunfels, TX · Texas
Kendall County
ZIP 78074
46,971 residents447 permits TTM$110,498 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$489,800
ACS 5-Year
Cap rate proxy
3.5%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.1%
HUD FMR ÷ ACS HHI
Net migration
+3.30%
IRS SOI
Permits (TTM)
447
Census BPS
Climate risk
65.5
FEMA NRI (0–100)
ZIP 78074
Median home value
—
Gross yield
—
Cap rate
3.9%
Rent gap
-10.5%
Affordability
P/I: 4.4R/I: —
Section 8 detail
SAFMR: $1,426Rent: $1,576Gap: -9.5%
ZIP code breakdown6 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 78004 | — | — | — | 3.9% | -10.5% |
| 78027 | — | — | — | 3.9% | -10.5% |
| 78074 | — | — | — | 3.9% | -10.5% |
| 78013 | — | — | — | 3.6% | -10.5% |
| 78015 | $588,355 | $1,870 | 3.8% | 3.5% | 8.2% |
| 78006 | $584,919 | $1,710 | 3.5% | 3.0% | 14.2% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
77.9%
Census ACS
Vacancy rate
8.2%
Census ACS
Bachelor's degree +
49.1%
Census ACS
Rent burdened
49.9%
Census ACS (>30% income)
Median age
43.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026