San Antonio-New Braunfels, TX · Texas

Comal County

ZIP 78163

174,552 residents1,697 permits TTM$99,015 median HHI6 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$398,800

ACS 5-Year

Cap rate proxy

4.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

17.7%

HUD FMR ÷ ACS HHI

Net migration

+4.43%

IRS SOI

Permits (TTM)

1,697

Census BPS

Climate risk

92.7

FEMA NRI (0–100)

ZIP 78163

Median home value

$460,916

Gross yield

4.2%

Cap rate

6.0%

Rent gap

-42.4%

Affordability

P/I: 4.7R/I: 27.9%

Section 8 detail

SAFMR: $1,620Rent: $1,460Gap: 11.0%
ZIP code breakdown6 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
78133$375,368$1,3604.3%5.3%-22.0%
78266$563,838$2,1404.6%3.1%31.8%
78163$460,916$1,6204.2%6.0%-42.4%
78623$477,185$1,4203.6%3.7%-2.8%
78132$553,742$1,6603.6%3.2%10.1%

Ranked by composite score

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Demographics

Owner-occupied

76.9%

Census ACS

Vacancy rate

9.2%

Census ACS

Bachelor's degree +

42.2%

Census ACS

Rent burdened

45.8%

Census ACS (>30% income)

Median age

42.0

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026