What is the median home value in ZIP 77021 in Harris County, TX?

The median home value in ZIP 77021 in Harris County, TX is $194,568, according to the latest Census ACS 5-Year Estimates.

What is the rent-to-income ratio in ZIP 77021?

The rent-to-income ratio in ZIP 77021 is 28.4%, based on HUD Fair Market Rent divided by Census median household income. This is within the affordable range (under 30% of household income).

Houston-The Woodlands-Sugar Land, TX · Texas

Harris County

ZIP 77021

4.8M residents30,419 permits TTM$73,104 median HHI132 ZIP codesUpdated April 16, 2026

Investor first look

Median home value

$255,000

ACS 5-Year

Cap rate proxy

7.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

22.1%

HUD FMR ÷ ACS HHI

Net migration

+1.84%

IRS SOI

Permits (TTM)

30,419

Census BPS

Climate risk

99.9

FEMA NRI (0–100)

ZIP 77021

Median home value

$194,568

Gross yield

8.8%

Cap rate

10.7%

Rent gap

-21.6%

Affordability

P/I: 2.7R/I: 28.4%

Section 8 detail

SAFMR: $1,420Rent: $1,349Gap: 5.3%

ZIP code breakdown132 ZIP codes

ZIP	Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
77054	$136,923	$1,910	16.7%	11.7%	30.1%
77026	$142,240	$1,050	8.9%	9.5%	-7.2%
77520	$170,943	$1,330	9.3%	8.9%	4.7%
77093	$164,377	$1,260	9.2%	9.7%	-6.0%
77033	$141,250	$1,410	12.0%	14.6%	-21.6%

Ranked by composite score

Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
$255,000county est.	$2,360	11.1%	17.8%	-60.0%
$162,622	$1,110	8.2%	15.4%	-88.2%
$184,290	$1,350	8.8%	12.8%	-45.3%
$160,223	$1,320	9.9%	12.3%	-23.9%
$160,493	$1,310	9.8%	12.2%	-24.1%
$189,731	$1,460	9.2%	11.5%	-24.1%
$152,083	$1,260	9.9%	11.4%	-14.9%
$165,299	$1,500	10.9%	11.0%	-1.4%
$194,568	$1,420	8.8%	10.7%	-21.6%
$153,074	$1,070	8.4%	10.6%	-26.1%
$156,070	$1,320	10.1%	10.4%	-2.2%
$202,996	$1,370	8.1%	10.3%	-27.5%
$177,878	$1,170	7.9%	10.3%	-30.7%
$210,475	$1,240	7.1%	10.2%	-44.0%
$210,968	$1,370	7.8%	10.0%	-27.7%
$195,384	$1,580	9.7%	9.8%	-1.3%
$229,470	$1,500	7.8%	9.6%	-22.8%
$213,919	$1,340	7.5%	9.6%	-27.8%
$184,593	$1,430	9.3%	9.5%	-2.2%
$251,198	$2,360	11.3%	9.5%	15.9%
$263,402	$1,360	6.2%	9.5%	-52.6%
$159,790	$1,260	9.5%	9.4%	0.9%
$251,281	$1,900	9.1%	9.4%	-3.3%
$203,527	$1,440	8.5%	9.3%	-9.3%
$177,172	$1,330	9.0%	9.1%	-1.4%
$185,513	$1,110	7.2%	9.0%	-25.4%
$260,314	$1,600	7.4%	8.9%	-21.1%
$241,572	$1,950	9.7%	8.9%	8.2%
$216,761	$1,470	8.1%	8.9%	-9.3%
$187,431	$1,350	8.6%	8.6%	0.1%
$188,844	$1,380	8.8%	8.6%	2.3%
$215,500	$1,430	8.0%	8.6%	-7.5%
$229,868	$1,540	8.0%	8.5%	-6.3%
$179,888	$1,250	8.3%	8.5%	-2.2%
$211,046	$1,310	7.4%	8.4%	-13.3%
$236,894	$1,260	6.4%	8.3%	-30.6%
$209,869	$1,220	7.0%	8.2%	-18.1%
$254,846	$1,590	7.5%	8.2%	-10.0%
$222,665	$1,560	8.4%	8.2%	2.0%
$196,743	$1,150	7.0%	8.2%	-17.3%
$270,127	$2,040	9.1%	8.0%	11.5%
$215,552	$1,400	7.8%	8.0%	-2.2%
$284,822	$2,010	8.5%	7.8%	7.4%
$274,715	$1,560	6.8%	7.8%	-15.1%
$278,563	$1,570	6.8%	7.8%	-14.6%
$303,159	$1,730	6.8%	7.6%	-11.2%
$220,837	$1,330	7.2%	7.6%	-5.3%
$342,563	$2,030	7.1%	7.5%	-5.8%
$266,362	$1,260	5.7%	7.4%	-30.2%
$238,767	$1,610	8.1%	7.3%	9.9%
$294,890	$2,100	8.5%	7.2%	15.4%
$309,970	$1,980	7.7%	7.2%	6.1%
$253,308	$1,540	7.3%	7.2%	1.8%
$274,164	$1,380	6.0%	7.1%	-17.8%
$193,475	$1,330	8.2%	7.1%	14.4%
$265,224	$1,810	8.2%	7.0%	14.1%
$241,227	$1,690	8.4%	7.0%	16.8%
$165,671	$1,380	10.0%	6.9%	30.6%
$268,417	$1,660	7.4%	6.9%	7.3%
$257,631	$1,690	7.9%	6.8%	13.2%
$297,369	$1,940	7.8%	6.8%	13.1%
$259,394	$1,720	8.0%	6.7%	15.4%
$339,454	$1,700	6.0%	6.7%	-12.0%
$294,368	$1,840	7.5%	6.4%	14.3%
$353,061	$1,580	5.4%	6.4%	-19.4%
$246,931	$1,230	6.0%	6.4%	-7.0%
$254,030	$1,260	6.0%	6.4%	-7.1%
$268,731	$1,740	7.8%	6.4%	18.1%
$202,800	$1,360	8.0%	6.4%	21.0%
$255,000county est.	$1,960	9.2%	6.3%	31.2%
$255,000county est.	$1,570	7.4%	6.3%	14.1%
$250,438	$1,420	6.8%	6.2%	9.6%
$308,826	$1,540	6.0%	6.2%	-2.8%
$245,631	$1,720	8.4%	6.1%	26.9%
$196,601	$1,400	8.5%	6.1%	28.2%
$356,300	$1,920	6.5%	6.1%	5.3%
$272,123	$1,810	8.0%	6.1%	23.5%
$294,330	$1,820	7.4%	6.1%	17.9%
$253,083	$1,650	7.8%	6.1%	22.6%
$267,880	$1,670	7.5%	6.0%	19.6%
$259,282	$1,530	7.1%	6.0%	15.2%
$310,727	$1,760	6.8%	5.9%	12.9%
$243,649	$1,710	8.4%	5.9%	30.5%
$325,000	$2,100	7.8%	5.8%	24.7%
$228,038	$1,120	5.9%	5.8%	1.3%
$217,592	$1,500	8.3%	5.8%	30.1%
$355,508	$1,760	5.9%	5.7%	3.6%
$264,716	$1,390	6.3%	5.7%	9.5%
$286,688	$1,660	6.9%	5.7%	18.1%
$248,508	$1,390	6.7%	5.6%	17.0%
$245,293	$1,340	6.6%	5.6%	15.0%
$324,875	$1,840	6.8%	5.5%	19.3%
$377,483	$1,940	6.2%	5.4%	11.9%
$246,105	$1,540	7.5%	5.4%	28.0%
$256,043	$1,350	6.3%	5.4%	14.6%
$191,611	$1,310	8.2%	5.3%	35.6%
$380,348	$1,370	4.3%	5.3%	-22.3%
$377,431	$1,890	6.0%	5.3%	12.3%
$424,848	$2,180	6.2%	5.3%	14.7%
$312,498	$1,510	5.8%	5.2%	10.7%
$223,424	$1,380	7.4%	5.2%	30.3%
$397,873	$1,920	5.8%	5.2%	10.8%
$387,399	$1,650	5.1%	5.2%	-0.8%
$361,444	$1,840	6.1%	4.9%	19.4%
$532,254	$1,500	3.4%	4.7%	-39.9%
$327,984	$1,700	6.2%	4.6%	25.6%
$505,232	$2,360	5.6%	4.4%	22.3%
$348,753	$1,450	5.0%	4.3%	13.2%
$385,247	$1,920	6.0%	4.2%	30.5%
$505,778	$2,130	5.1%	4.0%	20.5%
$406,627	$2,310	6.8%	4.0%	41.6%
$522,807	$1,930	4.4%	3.9%	11.4%
$425,368	$1,510	4.3%	3.8%	11.5%
$585,990	$1,870	3.8%	3.7%	3.6%
$442,900	$2,050	5.6%	3.7%	34.2%
$470,252	$1,760	4.5%	3.5%	21.5%
$553,802	$1,970	4.3%	3.5%	17.5%
$561,246	$2,360	5.0%	3.4%	31.7%
$690,608	$2,360	4.1%	3.2%	21.2%
$664,271	$2,360	4.3%	3.1%	27.5%
$606,966	$1,460	2.9%	3.0%	-3.6%
$699,110	$2,360	4.1%	2.9%	27.2%
$817,774	$2,350	3.4%	2.7%	22.0%
$1,154,336	$2,360	2.5%	2.6%	-5.0%
$705,459	$1,860	3.2%	2.4%	23.8%
$1,397,374	$2,140	1.8%	1.5%	18.6%
$1,654,977	$2,360	1.7%	1.5%	14.8%

Demographics

Owner-occupied

54.8%

Census ACS

Vacancy rate

8.3%

Census ACS

Bachelor's degree +

33.7%

Census ACS

Rent burdened

50.4%

Census ACS (>30% income)

Median age

34.4

Census ACS

Data sources

U.S. Census Bureau — American Community Survey 5-Year Estimates

U.S. Census Bureau — Building Permits Survey

U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)

Internal Revenue Service — Statistics of Income Migration Data

FEMA — National Risk Index

Last updated: April 16, 2026

Harris County

See all 132 ZIPs ranked by yield and cap rate