Texas
Burnet County
ZIP 78654
51,064 residents712 permits TTM$77,158 median HHI4 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$310,500
ACS 5-Year
Cap rate proxy
5.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.6%
HUD FMR ÷ ACS HHI
Net migration
+3.10%
IRS SOI
Permits (TTM)
712
Census BPS
Climate risk
76.6
FEMA NRI (0–100)
ZIP 78654
Median home value
$400,481
Gross yield
3.7%
Cap rate
4.6%
Rent gap
-23.0%
Affordability
P/I: 5.2R/I: 23.9%
Section 8 detail
SAFMR: $1,247Rent: $1,324Gap: -5.8%
ZIP code breakdown4 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 78608 | $310,500county est. | $1,247 | 4.8% | 5.1% | -6.2% |
| 78654 | $400,481 | $1,247 | 3.7% | 4.6% | -23.0% |
| 78611 | $401,594 | $1,247 | 3.7% | 4.0% | -6.2% |
| 78605 | $413,681 | $1,247 | 3.6% | 3.8% | -6.2% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
77.3%
Census ACS
Vacancy rate
20.3%
Census ACS
Bachelor's degree +
28.7%
Census ACS
Rent burdened
36.5%
Census ACS (>30% income)
Median age
44.9
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026