Knoxville, TN · Tennessee
Roane County
ZIP 37854
54,403 residents370 permits TTM$66,218 median HHI3 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$212,300
ACS 5-Year
Cap rate proxy
8.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
13.9%
HUD FMR ÷ ACS HHI
Net migration
+1.70%
IRS SOI
Permits (TTM)
370
Census BPS
Climate risk
69.0
FEMA NRI (0–100)
ZIP 37854
Median home value
—
Gross yield
—
Cap rate
4.1%
Rent gap
47.9%
Affordability
P/I: 3.4R/I: —
Section 8 detail
SAFMR: $1,471Rent: $767Gap: 91.8%
ZIP code breakdown3 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 37763 | — | — | — | 4.1% | 24.4% |
| 37854 | — | — | — | 4.1% | 47.9% |
| 37748 | — | — | — | 3.9% | 47.9% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
77.6%
Census ACS
Vacancy rate
11.8%
Census ACS
Bachelor's degree +
22.0%
Census ACS
Rent burdened
39.4%
Census ACS (>30% income)
Median age
47.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026