Pennsylvania

Bradford County

ZIP 18840

59,971 residents71 permits TTM$62,482 median HHI23 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$182,300

ACS 5-Year

Cap rate proxy

5.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.7%

HUD FMR ÷ ACS HHI

Net migration

+0.72%

IRS SOI

Permits (TTM)

71

Census BPS

Climate risk

73.1

FEMA NRI (0–100)

ZIP 18840

Median home value

Gross yield

Cap rate

5.5%

Rent gap

Affordability

P/I: 3.0R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown23 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
177246.5%
188326.3%
169255.8%
169105.7%
188145.7%

Ranked by composite score

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Demographics

Owner-occupied

72.3%

Census ACS

Vacancy rate

16.8%

Census ACS

Bachelor's degree +

21.2%

Census ACS

Rent burdened

34.3%

Census ACS (>30% income)

Median age

43.7

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026