Pennsylvania
Bedford County
ZIP 16678
47,503 residents69 permits TTM$60,302 median HHI23 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$172,900
ACS 5-Year
Cap rate proxy
5.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.3%
HUD FMR ÷ ACS HHI
Net migration
+0.85%
IRS SOI
Permits (TTM)
69
Census BPS
Climate risk
68.2
FEMA NRI (0–100)
ZIP 16678
Median home value
$144,507
Gross yield
8.1%
Cap rate
6.4%
Rent gap
20.8%
Affordability
P/I: 2.4R/I: —
Section 8 detail
SAFMR: $973Rent: $771Gap: 26.2%
ZIP code breakdown23 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 15521 | $225,804 | $973 | 5.2% | 4.1% | 20.8% |
| 15522 | $216,818 | $973 | 5.4% | 4.3% | 20.8% |
| 15533 | $226,558 | $973 | 5.2% | 4.1% | 20.8% |
| 15534 | $172,900county est. | $973 | 6.8% | 5.4% | 20.8% |
| 15535 | $256,082 | $973 | 4.6% | 3.6% | 20.8% |
Ranked by composite score
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Demographics
Owner-occupied
78.1%
Census ACS
Vacancy rate
16.1%
Census ACS
Bachelor's degree +
16.3%
Census ACS
Rent burdened
38.9%
Census ACS (>30% income)
Median age
47.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026