Pennsylvania

Bedford County

ZIP 16695

47,503 residents69 permits TTM$60,302 median HHI20 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$172,900

ACS 5-Year

Cap rate proxy

5.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.3%

HUD FMR ÷ ACS HHI

Net migration

+0.85%

IRS SOI

Permits (TTM)

69

Census BPS

Climate risk

68.2

FEMA NRI (0–100)

ZIP 16695

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: 3.5R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown20 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
155450.5
166780.5
166500.5
166550.3
155500.3
155370.3
155540.3
166670.3
155220.3
155210.2
155330.2
155590.2
166640.2
155350.2
15534
15539
16659
16679
16695
17211

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Demographics

Owner-occupied

78.1%

Census ACS

Vacancy rate

16.1%

Census ACS

Bachelor's degree +

16.3%

Census ACS

Rent burdened

38.9%

Census ACS (>30% income)

Median age

47.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026