Toledo, OH · Ohio

Lucas County

ZIP 43613

428,748 residents282 permits TTM$60,095 median HHI26 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$155,200

ACS 5-Year

Cap rate proxy

7.0%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.2%

HUD FMR ÷ ACS HHI

Net migration

+1.21%

IRS SOI

Permits (TTM)

282

Census BPS

Climate risk

92.4

FEMA NRI (0–100)

ZIP 43613

Median home value

Gross yield

Cap rate

8.3%

Rent gap

Affordability

P/I: 2.5R/I: 21.1%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown26 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
4361017.5%
4360719.5%
4360416.9%
4360518.8%
4362011.9%

Ranked by composite score

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Demographics

Owner-occupied

61.7%

Census ACS

Vacancy rate

9.3%

Census ACS

Bachelor's degree +

28.5%

Census ACS

Rent burdened

41.5%

Census ACS (>30% income)

Median age

38.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026