Dayton-Kettering, OH · Ohio
Montgomery County
ZIP 45459
535,528 residents1,301 permits TTM$64,403 median HHI32 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$167,400
ACS 5-Year
Cap rate proxy
9.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.0%
HUD FMR ÷ ACS HHI
Net migration
+1.65%
IRS SOI
Permits (TTM)
1,301
Census BPS
Climate risk
92.7
FEMA NRI (0–100)
ZIP 45459
Median home value
$167,400
Gross yield
10.7%
Buy Box score
0.6
Section 8 gap
53.9%
Affordability
P/I: 5.1R/I: 27.6%
Section 8 detail
SAFMR: $1,490Rent: $968Gap: 53.9%
ZIP code breakdown32 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 45402 | $167,400 | $1,340 | 9.6% | 1.0 | 38.4% |
| 45417 | $167,400 | $1,170 | 8.4% | 1.0 | 20.9% |
| 45404 | $167,400 | $1,210 | 8.7% | 1.0 | 25.0% |
| 45406 | $167,400 | $1,160 | 8.3% | 1.0 | 19.8% |
| 45410 | $167,400 | $1,250 | 9.0% | 1.0 | 29.1% |
| 45405 | $167,400 | $1,070 | 7.7% | 1.0 | 10.5% |
| 45403 | $167,400 | $990 | 7.1% | 1.0 | 2.3% |
| 45414 | $167,400 | $1,170 | 8.4% | 1.0 | 20.9% |
| 45416 | $167,400 | $1,480 | 10.6% | 1.0 | 52.9% |
| 45426 | $167,400 | $1,180 | 8.5% | 1.0 | 21.9% |
| 45449 | $167,400 | $1,300 | 9.3% | 1.0 | 34.3% |
| 45322 | $167,400 | $1,340 | 9.6% | 1.0 | 38.4% |
| 45439 | $167,400 | $1,260 | 9.0% | 1.0 | 30.2% |
| 45420 | $167,400 | $1,270 | 9.1% | 1.0 | 31.2% |
| 45409 | $167,400 | $1,440 | 10.3% | 0.9 | 48.8% |
| 45424 | $167,400 | $1,400 | 10.0% | 0.9 | 44.6% |
| 45342 | $167,400 | $1,540 | 11.0% | 0.8 | 59.1% |
| 45429 | $167,400 | $1,290 | 9.2% | 0.8 | 33.3% |
| 45325 | $167,400 | $1,380 | 9.9% | 0.8 | 42.6% |
| 45415 | $167,400 | $1,190 | 8.5% | 0.7 | 22.9% |
| 45345 | $167,400 | $1,070 | 7.7% | 0.7 | 10.5% |
| 45309 | $167,400 | $1,230 | 8.8% | 0.7 | 27.1% |
| 45327 | $167,400 | $1,180 | 8.5% | 0.6 | 21.9% |
| 45315 | $167,400 | $1,200 | 8.6% | 0.6 | 24.0% |
| 45459 | $167,400 | $1,490 | 10.7% | 0.6 | 53.9% |
| 45377 | $167,400 | $1,100 | 7.9% | 0.5 | 13.6% |
| 45458 | $167,400 | $1,610 | 11.5% | 0.5 | 66.3% |
| 45419 | $167,400 | $1,210 | 8.7% | 0.5 | 25.0% |
| 45354 | $167,400 | $1,460 | 10.5% | — | 50.8% |
| 45423 | $167,400 | $1,250 | 9.0% | — | 29.1% |
| 45428 | $167,400 | $1,170 | 8.4% | — | 20.9% |
| 45469 | $167,400 | $1,440 | 10.3% | — | 48.8% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
62.3%
Census ACS
Vacancy rate
8.8%
Census ACS
Bachelor's degree +
30.5%
Census ACS
Rent burdened
43.0%
Census ACS (>30% income)
Median age
38.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026