Ohio
Preble County
ZIP 45382
40,802 residents43 permits TTM$71,237 median HHI11 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$171,100
ACS 5-Year
Cap rate proxy
5.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
13.5%
HUD FMR ÷ ACS HHI
Net migration
+1.43%
IRS SOI
Permits (TTM)
43
Census BPS
Climate risk
43.3
FEMA NRI (0–100)
ZIP 45382
Median home value
$190,407
Gross yield
6.1%
Cap rate
5.1%
Rent gap
17.5%
Affordability
P/I: 2.7R/I: —
Section 8 detail
SAFMR: $973Rent: $803Gap: 21.2%
ZIP code breakdown11 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 45003 | $171,100county est. | $1,000 | 7.0% | 5.6% | 19.7% |
| 45070 | $171,100county est. | $1,380 | 9.7% | 5.6% | 41.8% |
| 45311 | $199,044 | $973 | 5.9% | 4.8% | 17.5% |
| 45320 | $244,328 | $973 | 4.8% | 3.9% | 17.5% |
| 45321 | $171,100county est. | $973 | 6.8% | 5.6% | 17.5% |
Ranked by composite score
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Demographics
Owner-occupied
79.4%
Census ACS
Vacancy rate
7.5%
Census ACS
Bachelor's degree +
17.9%
Census ACS
Rent burdened
33.3%
Census ACS (>30% income)
Median age
43.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026