Ohio
Preble County
ZIP 45381
40,802 residents43 permits TTM$71,237 median HHI11 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$171,100
ACS 5-Year
Cap rate proxy
5.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
13.5%
HUD FMR ÷ ACS HHI
Net migration
+1.43%
IRS SOI
Permits (TTM)
43
Census BPS
Climate risk
43.3
FEMA NRI (0–100)
ZIP 45381
Median home value
$171,100
Gross yield
7.1%
Buy Box score
0.5
Section 8 gap
25.8%
Affordability
P/I: 3.2R/I: —
Section 8 detail
SAFMR: $1,010Rent: $803Gap: 25.8%
ZIP code breakdown11 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 45382 | — | — | — | 0.7 | — |
| 45347 | — | — | — | 0.7 | — |
| 45311 | — | — | — | 0.7 | — |
| 45381 | $171,100 | $1,010 | 7.1% | 0.5 | 25.8% |
| 45338 | $171,100 | $1,030 | 7.2% | 0.5 | 28.3% |
| 45320 | — | — | — | 0.5 | — |
| 45003 | $171,100 | $1,000 | 7.0% | — | 24.5% |
| 45070 | $171,100 | $1,380 | 9.7% | — | 71.9% |
| 45321 | — | — | — | — | — |
| 45330 | — | — | — | — | — |
| 45378 | $171,100 | $1,150 | 8.1% | — | 43.2% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
79.4%
Census ACS
Vacancy rate
7.5%
Census ACS
Bachelor's degree +
17.9%
Census ACS
Rent burdened
33.3%
Census ACS (>30% income)
Median age
43.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026