Cleveland-Elyria, OH · Ohio
Lake County
ZIP 44045
232,101 residents364 permits TTM$77,952 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$199,900
ACS 5-Year
Cap rate proxy
7.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.5%
HUD FMR ÷ ACS HHI
Net migration
+1.64%
IRS SOI
Permits (TTM)
364
Census BPS
Climate risk
77.4
FEMA NRI (0–100)
ZIP 44045
Median home value
—
Gross yield
—
Cap rate
6.4%
Rent gap
5.9%
Affordability
P/I: 2.8R/I: —
Section 8 detail
SAFMR: $1,140Rent: $1,073Gap: 6.2%
ZIP code breakdown8 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 44092 | — | — | — | 6.5% | 15.5% |
| 44045 | — | — | — | 6.4% | 5.9% |
| 44057 | — | — | — | 5.7% | 16.2% |
| 44095 | — | — | — | 9.4% | -27.3% |
| 44060 | — | — | — | 7.1% | -17.3% |
Ranked by composite score
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Demographics
Owner-occupied
75.1%
Census ACS
Vacancy rate
5.2%
Census ACS
Bachelor's degree +
30.5%
Census ACS
Rent burdened
43.2%
Census ACS (>30% income)
Median age
44.0
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026