Cincinnati, OH-KY-IN · Ohio
Clermont County
ZIP 45102
209,862 residents1,654 permits TTM$83,178 median HHI16 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$245,600
ACS 5-Year
Cap rate proxy
6.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.0%
HUD FMR ÷ ACS HHI
Net migration
+2.09%
IRS SOI
Permits (TTM)
1,654
Census BPS
Climate risk
77.9
FEMA NRI (0–100)
ZIP 45102
Median home value
$245,600
Gross yield
5.8%
Buy Box score
0.6
Section 8 gap
14.4%
Affordability
P/I: 3.7R/I: 22.3%
Section 8 detail
SAFMR: $1,190Rent: $1,040Gap: 14.4%
ZIP code breakdown16 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 45153 | $245,600 | $1,680 | 8.2% | 0.9 | 61.5% |
| 45122 | $245,600 | $1,490 | 7.3% | 0.9 | 43.3% |
| 45103 | $245,600 | $1,330 | 6.5% | 0.8 | 27.9% |
| 45245 | $245,600 | $1,420 | 6.9% | 0.7 | 36.5% |
| 45176 | $245,600 | $1,130 | 5.5% | 0.7 | 8.7% |
| 45102 | $245,600 | $1,190 | 5.8% | 0.6 | 14.4% |
| 45120 | $245,600 | $980 | 4.8% | 0.6 | -5.8% |
| 45106 | $245,600 | $1,020 | 5.0% | 0.6 | -1.9% |
| 45140 | $245,600 | $1,710 | 8.4% | 0.6 | 64.4% |
| 45150 | $245,600 | $1,310 | 6.4% | 0.5 | 26.0% |
| 45157 | $245,600 | $1,080 | 5.3% | 0.5 | 3.8% |
| 45112 | $245,600 | $980 | 4.8% | — | -5.8% |
| 45147 | $245,600 | $1,840 | 9.0% | — | 76.9% |
| 45156 | $245,600 | $1,450 | 7.1% | — | 39.4% |
| 45158 | $245,600 | $1,190 | 5.8% | — | 14.4% |
| 45160 | $245,600 | $980 | 4.8% | — | -5.8% |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
73.4%
Census ACS
Vacancy rate
3.7%
Census ACS
Bachelor's degree +
31.4%
Census ACS
Rent burdened
36.9%
Census ACS (>30% income)
Median age
40.8
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026