New Bern, NC · North Carolina
Pamlico County
ZIP 28509
12,315 residents97 permits TTM$61,624 median HHI9 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$209,800
ACS 5-Year
Cap rate proxy
5.2%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.7%
HUD FMR ÷ ACS HHI
Net migration
+0.97%
IRS SOI
Permits (TTM)
97
Census BPS
Climate risk
72.4
FEMA NRI (0–100)
ZIP 28509
Median home value
—
Gross yield
—
Buy Box score
—
Section 8 gap
—
Affordability
P/I: 3.4R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown9 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 28515 | — | — | — | 6.8% | — |
| 28529 | — | — | — | 5.9% | — |
| 28509 | — | — | — | 5.2% | — |
| 28537 | — | — | — | 5.2% | — |
| 28552 | — | — | — | 5.2% | — |
| 28556 | — | — | — | 5.2% | — |
| 28587 | — | — | — | 5.2% | — |
| 28510 | — | — | — | 3.2% | — |
| 28571 | — | — | — | 2.9% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
83.3%
Census ACS
Vacancy rate
27.8%
Census ACS
Bachelor's degree +
25.4%
Census ACS
Rent burdened
32.1%
Census ACS (>30% income)
Median age
54.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026