New Bern, NC · North Carolina
Craven County
ZIP 28532
101,074 residents580 permits TTM$64,635 median HHI9 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$206,200
ACS 5-Year
Cap rate proxy
6.4%
FMR × 0.65 ÷ Home Value
Rent-to-income
20.4%
HUD FMR ÷ ACS HHI
Net migration
+1.61%
IRS SOI
Permits (TTM)
580
Census BPS
Climate risk
93.6
FEMA NRI (0–100)
ZIP 28532
Median home value
—
Gross yield
—
Buy Box score
0.9
Section 8 gap
—
Affordability
P/I: 3.5R/I: 28.3%
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown9 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 28526 | — | — | — | 10.1% | — |
| 28532 | — | — | — | 8.0% | — |
| 28523 | — | — | — | 7.2% | — |
| 28560 | — | — | — | 7.1% | — |
| 28586 | — | — | — | 7.0% | — |
| 28519 | — | — | — | 6.4% | — |
| 28533 | — | — | — | 6.4% | — |
| 28562 | — | — | — | 6.1% | — |
| 28527 | — | — | — | 6.0% | — |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
69.9%
Census ACS
Vacancy rate
12.5%
Census ACS
Bachelor's degree +
26.0%
Census ACS
Rent burdened
42.9%
Census ACS (>30% income)
Median age
39.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026