North Carolina
Avery County
ZIP 28657
17,643 residents150 permits TTM$57,657 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$233,200
ACS 5-Year
Cap rate proxy
4.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.5%
HUD FMR ÷ ACS HHI
Net migration
+0.56%
IRS SOI
Permits (TTM)
150
Census BPS
Climate risk
47.5
FEMA NRI (0–100)
ZIP 28657
Median home value
$233,200
Gross yield
5.2%
Buy Box score
0.1
Section 8 gap
—
Affordability
P/I: 4.9R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown8 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 28657 | $233,200 | $1,005 | 5.2% | 0.1 | — |
| 28622 | $233,200 | $1,005 | 5.2% | 0.1 | — |
| 28616 | $233,200 | $1,005 | 5.2% | — | — |
| 28646 | $233,200 | $1,005 | 5.2% | — | — |
| 28652 | $233,200 | $1,005 | 5.2% | — | — |
| 28653 | $233,200 | $1,005 | 5.2% | — | — |
| 28662 | $233,200 | $1,005 | 5.2% | — | — |
| 28664 | $233,200 | $1,005 | 5.2% | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
80.0%
Census ACS
Vacancy rate
53.3%
Census ACS
Bachelor's degree +
21.9%
Census ACS
Rent burdened
32.1%
Census ACS (>30% income)
Median age
46.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026