North Carolina

Avery County

ZIP 28652

17,643 residents150 permits TTM$57,657 median HHI8 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$233,200

ACS 5-Year

Cap rate proxy

4.1%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.5%

HUD FMR ÷ ACS HHI

Net migration

+0.56%

IRS SOI

Permits (TTM)

150

Census BPS

Climate risk

47.5

FEMA NRI (0–100)

ZIP 28652

Median home value

$233,200

Gross yield

5.2%

Cap rate

4.1%

Rent gap

21.3%

Affordability

P/I: 4.0R/I:

Section 8 detail

SAFMR: $1,005Rent: $791Gap: 27.1%
ZIP code breakdown8 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
28616$233,200county est.$1,0055.2%4.1%21.3%
28622$294,548$1,0054.1%3.2%21.3%
28646$233,200county est.$1,0055.2%4.1%21.3%
28652$233,200county est.$1,0055.2%4.1%21.3%
28653$233,200county est.$1,0055.2%4.1%21.3%

Ranked by composite score

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Demographics

Owner-occupied

80.0%

Census ACS

Vacancy rate

53.3%

Census ACS

Bachelor's degree +

21.9%

Census ACS

Rent burdened

32.1%

Census ACS (>30% income)

Median age

46.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026