Charlotte-Concord-Gastonia, NC-SC · North Carolina

Rowan County

ZIP 28072

148,487 residents858 permits TTM$63,196 median HHI14 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$216,100

ACS 5-Year

Cap rate proxy

9.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.8%

HUD FMR ÷ ACS HHI

Net migration

+1.95%

IRS SOI

Permits (TTM)

858

Census BPS

Climate risk

82.9

FEMA NRI (0–100)

ZIP 28072

Median home value

Gross yield

Buy Box score

Section 8 gap

Affordability

P/I: R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown14 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
281440.9
281590.9
270540.7
280880.7
280230.6
270130.6
28138$216,100$1,2406.9%0.625.3%
281460.5
28071$216,100$1,1606.4%0.417.2%
281470.4
281250.2
28039
28041
28072

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

71.2%

Census ACS

Vacancy rate

10.1%

Census ACS

Bachelor's degree +

21.5%

Census ACS

Rent burdened

41.4%

Census ACS (>30% income)

Median age

40.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026