Watertown-Fort Drum, NY · New York
Jefferson County
ZIP 13628
116,130 residents238 permits TTM$64,978 median HHI38 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$181,000
ACS 5-Year
Cap rate proxy
8.0%
FMR × 0.65 ÷ Home Value
Rent-to-income
22.4%
HUD FMR ÷ ACS HHI
Net migration
+1.51%
IRS SOI
Permits (TTM)
238
Census BPS
Climate risk
64.0
FEMA NRI (0–100)
ZIP 13628
Median home value
—
Gross yield
—
Cap rate
8.0%
Rent gap
—
Affordability
P/I: 2.8R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown38 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 13608 | — | — | — | 9.7% | — |
| 13659 | — | — | — | 8.0% | — |
| 13638 | — | — | — | 8.0% | — |
| 13602 | — | — | — | 8.0% | — |
| 13603 | — | — | — | 8.0% | — |
Ranked by composite score
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Demographics
Owner-occupied
54.1%
Census ACS
Vacancy rate
24.3%
Census ACS
Bachelor's degree +
25.7%
Census ACS
Rent burdened
42.7%
Census ACS (>30% income)
Median age
33.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026