Kingston, NY · New York
Ulster County
182,109 residents549 permits TTM$81,804 median HHI55 ZIP codesUpdated April 28, 2026
Investor first look
Median home value
$315,100
ACS 5-Year
Cap rate proxy
5.1%
FMR × 0.65 ÷ Home Value
Rent-to-income
19.6%
HUD FMR ÷ ACS HHI
Net migration
+1.80%
IRS SOI
Permits (TTM)
549
Census BPS
Climate risk
87.7
FEMA NRI (0–100)
ZIP code breakdown55 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 12458 | — | — | — | 5.7% | 26.6% |
| 12406 | — | — | — | 5.1% | 26.6% |
| 12740 | — | — | — | 5.6% | 26.6% |
| 12456 | — | — | — | 5.1% | 26.6% |
| 12428 | — | — | — | 5.4% | 26.6% |
Ranked by composite score
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Demographics
Owner-occupied
70.0%
Census ACS
Vacancy rate
15.2%
Census ACS
Bachelor's degree +
37.1%
Census ACS
Rent burdened
51.2%
Census ACS (>30% income)
Median age
44.2
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026