New York

Steuben County

ZIP 14874

93,034 residents119 permits TTM$64,740 median HHI28 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$128,600

ACS 5-Year

Cap rate proxy

8.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.3%

HUD FMR ÷ ACS HHI

Net migration

+1.05%

IRS SOI

Permits (TTM)

119

Census BPS

Climate risk

76.9

FEMA NRI (0–100)

ZIP 14874

Median home value

Gross yield

Cap rate

8.2%

Rent gap

Affordability

P/I: 4.2R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown28 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
148439.4%
148088.2%
145298.2%
148278.2%
148568.2%

Ranked by composite score

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Demographics

Owner-occupied

73.5%

Census ACS

Vacancy rate

18.2%

Census ACS

Bachelor's degree +

26.0%

Census ACS

Rent burdened

40.1%

Census ACS (>30% income)

Median age

43.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026