New York

Steuben County

ZIP 14870

93,034 residents119 permits TTM$64,740 median HHI28 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$128,600

ACS 5-Year

Cap rate proxy

8.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.3%

HUD FMR ÷ ACS HHI

Net migration

+1.05%

IRS SOI

Permits (TTM)

119

Census BPS

Climate risk

76.9

FEMA NRI (0–100)

ZIP 14870

Median home value

Gross yield

Buy Box score

0.8

Section 8 gap

Affordability

P/I: 3.1R/I: 24.0%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown28 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
148700.8
148430.8
148230.7
148090.7
148260.7
148010.7
148790.6
148730.6
148100.6
145720.6
148070.6
148300.6
148210.6
148980.5
148580.5
148400.2
14529
14808
14819
14820
14827
14839
14855
14856
14874
14877
14885
14893

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

73.5%

Census ACS

Vacancy rate

18.2%

Census ACS

Bachelor's degree +

26.0%

Census ACS

Rent burdened

40.1%

Census ACS (>30% income)

Median age

43.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026