New York

Hamilton County

5,102 residents49 permits TTM$68,950 median HHI13 ZIP codesUpdated April 28, 2026
Investor first look

Median home value

$242,000

ACS 5-Year

Cap rate proxy

4.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.0%

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

49

Census BPS

Climate risk

15.1

FEMA NRI (0–100)

ZIP code breakdown13 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
12032$242,000county est.$1,4297.1%4.3%39.8%
12108$242,000county est.$1,4297.1%4.3%39.8%
12134$294,317$1,4295.8%3.4%39.8%
12139$242,000county est.$1,4297.1%4.3%39.8%
12164$242,000county est.$1,4297.1%4.3%39.8%

Ranked by composite score

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Demographics

Owner-occupied

82.5%

Census ACS

Vacancy rate

73.3%

Census ACS

Bachelor's degree +

26.9%

Census ACS

Rent burdened

34.6%

Census ACS (>30% income)

Median age

57.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 28, 2026