New York

Hamilton County

ZIP 12190

5,102 residents49 permits TTM$68,950 median HHI13 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$242,000

ACS 5-Year

Cap rate proxy

4.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.0%

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

49

Census BPS

Climate risk

15.1

FEMA NRI (0–100)

ZIP 12190

Median home value

$242,000

Gross yield

7.1%

Buy Box score

Section 8 gap

Affordability

P/I: 3.1R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown13 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
12842$242,000$1,4297.1%0.4
12134$242,000$1,4297.1%0.2
12032$242,000$1,4297.1%
12108$242,000$1,4297.1%
12139$242,000$1,4297.1%
12164$242,000$1,4297.1%
12190$242,000$1,4297.1%
12812$242,000$1,4297.1%
12847$242,000$1,4297.1%
12864$242,000$1,4297.1%
13353$242,000$1,4297.1%
13360$242,000$1,4297.1%
13436$242,000$1,4297.1%

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

82.5%

Census ACS

Vacancy rate

73.3%

Census ACS

Bachelor's degree +

26.9%

Census ACS

Rent burdened

34.6%

Census ACS (>30% income)

Median age

57.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026