New York

Hamilton County

ZIP 12139

5,102 residents49 permits TTM$68,950 median HHI13 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$242,000

ACS 5-Year

Cap rate proxy

4.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.0%

HUD FMR ÷ ACS HHI

Net migration

IRS SOI

Permits (TTM)

49

Census BPS

Climate risk

15.1

FEMA NRI (0–100)

ZIP 12139

Median home value

$242,000

Gross yield

7.1%

Cap rate

4.3%

Rent gap

39.8%

Affordability

P/I: 5.1R/I:

Section 8 detail

SAFMR: $1,429Rent: $860Gap: 66.2%
ZIP code breakdown13 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
12032$242,000county est.$1,4297.1%4.3%39.8%
12108$242,000county est.$1,4297.1%4.3%39.8%
12134$294,317$1,4295.8%3.5%39.8%
12139$242,000county est.$1,4297.1%4.3%39.8%
12164$242,000county est.$1,4297.1%4.3%39.8%

Ranked by composite score

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Demographics

Owner-occupied

82.5%

Census ACS

Vacancy rate

73.3%

Census ACS

Bachelor's degree +

26.9%

Census ACS

Rent burdened

34.6%

Census ACS (>30% income)

Median age

57.2

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026