New York
Essex County
ZIP 12997
37,077 residents175 permits TTM$70,215 median HHI29 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$200,000
ACS 5-Year
Cap rate proxy
5.3%
FMR × 0.65 ÷ Home Value
Rent-to-income
15.2%
HUD FMR ÷ ACS HHI
Net migration
+1.00%
IRS SOI
Permits (TTM)
175
Census BPS
Climate risk
62.7
FEMA NRI (0–100)
ZIP 12997
Median home value
$200,000
Gross yield
7.1%
Buy Box score
0.1
Section 8 gap
—
Affordability
P/I: 5.7R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown29 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Buy Box score ↓ | Section 8 gap |
|---|---|---|---|---|---|
| 12956 | $200,000 | $1,185 | 7.1% | 0.6 | — |
| 12974 | $200,000 | $1,185 | 7.1% | 0.6 | — |
| 12960 | $200,000 | $1,185 | 7.1% | 0.5 | — |
| 12944 | $200,000 | $1,185 | 7.1% | 0.4 | — |
| 12928 | $200,000 | $1,185 | 7.1% | 0.4 | — |
| 12883 | $200,000 | $1,185 | 7.1% | 0.4 | — |
| 12932 | $200,000 | $1,185 | 7.1% | 0.3 | — |
| 12993 | $200,000 | $1,185 | 7.1% | 0.2 | — |
| 12996 | $200,000 | $1,185 | 7.1% | 0.2 | — |
| 12941 | $200,000 | $1,185 | 7.1% | 0.1 | — |
| 12946 | $200,000 | $1,185 | 7.1% | 0.1 | — |
| 12870 | $200,000 | $1,185 | 7.1% | 0.1 | — |
| 12997 | $200,000 | $1,185 | 7.1% | 0.1 | — |
| 12851 | $200,000 | $1,185 | 7.1% | — | — |
| 12852 | $200,000 | $1,185 | 7.1% | — | — |
| 12855 | $200,000 | $1,185 | 7.1% | — | — |
| 12857 | $200,000 | $1,185 | 7.1% | — | — |
| 12858 | $200,000 | $1,185 | 7.1% | — | — |
| 12872 | $200,000 | $1,185 | 7.1% | — | — |
| 12936 | $200,000 | $1,185 | 7.1% | — | — |
| 12942 | $200,000 | $1,185 | 7.1% | — | — |
| 12943 | $200,000 | $1,185 | 7.1% | — | — |
| 12950 | $200,000 | $1,185 | 7.1% | — | — |
| 12961 | $200,000 | $1,185 | 7.1% | — | — |
| 12964 | $200,000 | $1,185 | 7.1% | — | — |
| 12975 | $200,000 | $1,185 | 7.1% | — | — |
| 12977 | $200,000 | $1,185 | 7.1% | — | — |
| 12987 | $200,000 | $1,185 | 7.1% | — | — |
| 12998 | $200,000 | $1,185 | 7.1% | — | — |
Sort by any column. Click a ZIP for detail.
Demographics
Owner-occupied
78.1%
Census ACS
Vacancy rate
36.6%
Census ACS
Bachelor's degree +
31.3%
Census ACS
Rent burdened
45.1%
Census ACS (>30% income)
Median age
49.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026