New York

Essex County

ZIP 12996

37,077 residents175 permits TTM$70,215 median HHI29 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$200,000

ACS 5-Year

Cap rate proxy

5.3%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.2%

HUD FMR ÷ ACS HHI

Net migration

+1.00%

IRS SOI

Permits (TTM)

175

Census BPS

Climate risk

62.7

FEMA NRI (0–100)

ZIP 12996

Median home value

$266,220

Gross yield

5.3%

Buy Box score

0.2

Section 8 gap

33.1%

Affordability

P/I: 3.8R/I:

Section 8 detail

SAFMR: $1,185Rent: $890Gap: 33.1%
ZIP code breakdown29 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
12956$135,246$1,18510.5%7.9%24.9%
12974$139,869$1,18510.2%7.6%24.9%
12960$180,676$1,1857.9%5.9%24.9%
12944$194,794$1,1857.3%5.5%24.9%
12851$200,000county est.$1,1857.1%5.3%24.9%
12852$200,000county est.$1,1857.1%5.3%24.9%
12855$200,000county est.$1,1857.1%5.3%24.9%
12857$200,000county est.$1,1857.1%5.3%24.9%
12858$200,000county est.$1,1857.1%5.3%24.9%
12872$200,000county est.$1,1857.1%5.3%24.9%
12936$200,000county est.$1,1857.1%5.3%24.9%
12942$200,000county est.$1,1857.1%5.3%24.9%
12943$200,000county est.$1,1857.1%5.3%24.9%
12950$200,000county est.$1,1857.1%5.3%24.9%
12961$200,000county est.$1,1857.1%5.3%24.9%
12964$200,000county est.$1,1857.1%5.3%24.9%
12975$200,000county est.$1,1857.1%5.3%24.9%
12977$200,000county est.$1,1857.1%5.3%24.9%
12987$200,000county est.$1,1857.1%5.3%24.9%
12998$200,000county est.$1,1857.1%5.3%24.9%
12928$207,919$1,1856.8%5.1%24.9%
12883$212,300$1,1856.7%5.0%24.9%
12932$238,250$1,1856.0%4.5%24.9%
12993$259,372$1,1855.5%4.1%24.9%
12996$266,220$1,1855.3%4.0%24.9%
12941$323,609$1,1854.4%3.3%24.9%
12946$334,170$1,1854.3%3.2%24.9%
12870$343,511$1,1854.1%3.1%24.9%
12997$398,836$1,1853.6%2.7%24.9%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

78.1%

Census ACS

Vacancy rate

36.6%

Census ACS

Bachelor's degree +

31.3%

Census ACS

Rent burdened

45.1%

Census ACS (>30% income)

Median age

49.5

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026