New York

Delaware County

ZIP 13786

44,551 residents79 permits TTM$60,226 median HHI34 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$176,200

ACS 5-Year

Cap rate proxy

5.8%

FMR × 0.65 ÷ Home Value

Rent-to-income

16.9%

HUD FMR ÷ ACS HHI

Net migration

+1.57%

IRS SOI

Permits (TTM)

79

Census BPS

Climate risk

83.3

FEMA NRI (0–100)

ZIP 13786

Median home value

$176,200

Gross yield

7.0%

Buy Box score

Section 8 gap

Affordability

P/I: 3.9R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown34 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
13838$176,200$1,0337.0%0.7
13783$176,200$1,0337.0%0.6
13755$176,200$1,0337.0%0.5
13839$176,200$1,0337.0%0.5
13856$176,200$1,0337.0%0.5
13775$176,200$1,0337.0%0.4
13753$176,200$1,0337.0%0.3
13757$176,200$1,0337.0%0.2
12776$176,200$1,0337.0%0.2
12474$176,200$1,0337.0%0.2
12455$176,200$1,0337.0%0.2
12421$176,200$1,0337.0%
12434$176,200$1,0337.0%
12438$176,200$1,0337.0%
12441$176,200$1,0337.0%
12459$176,200$1,0337.0%
12760$176,200$1,0337.0%
13731$176,200$1,0337.0%
13739$176,200$1,0337.0%
13740$176,200$1,0337.0%
13750$176,200$1,0337.0%
13751$176,200$1,0337.0%
13752$176,200$1,0337.0%
13756$176,200$1,0337.0%
13774$176,200$1,0337.0%
13782$176,200$1,0337.0%
13786$176,200$1,0337.0%
13788$176,200$1,0337.0%
13804$176,200$1,0337.0%
13806$176,200$1,0337.0%
13842$176,200$1,0337.0%
13846$176,200$1,0337.0%
13847$176,200$1,0337.0%
13860$176,200$1,0337.0%

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

76.7%

Census ACS

Vacancy rate

36.9%

Census ACS

Bachelor's degree +

26.7%

Census ACS

Rent burdened

43.4%

Census ACS (>30% income)

Median age

48.8

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026