New York
Columbia County
ZIP 12132
61,245 residents142 permits TTM$83,619 median HHI31 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$309,800
ACS 5-Year
Cap rate proxy
4.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
17.2%
HUD FMR ÷ ACS HHI
Net migration
+1.72%
IRS SOI
Permits (TTM)
142
Census BPS
Climate risk
68.7
FEMA NRI (0–100)
ZIP 12132
Median home value
—
Gross yield
—
Cap rate
4.6%
Rent gap
—
Affordability
P/I: 3.7R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown31 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 12130 | — | — | — | 4.6% | — |
| 12115 | — | — | — | 4.6% | — |
| 12132 | — | — | — | 4.6% | — |
| 12172 | — | — | — | 4.6% | — |
| 12174 | — | — | — | 4.6% | — |
Ranked by composite score
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Demographics
Owner-occupied
75.4%
Census ACS
Vacancy rate
21.7%
Census ACS
Bachelor's degree +
38.1%
Census ACS
Rent burdened
45.3%
Census ACS (>30% income)
Median age
49.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026