New York
Clinton County
ZIP 12921
78,961 residents172 permits TTM$69,208 median HHI25 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$175,100
ACS 5-Year
Cap rate proxy
6.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
16.6%
HUD FMR ÷ ACS HHI
Net migration
+0.52%
IRS SOI
Permits (TTM)
172
Census BPS
Climate risk
68.8
FEMA NRI (0–100)
ZIP 12921
Median home value
—
Gross yield
—
Cap rate
4.8%
Rent gap
—
Affordability
P/I: 3.5R/I: —
Section 8 detail
SAFMR: —Rent: —Gap: —
ZIP code breakdown25 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 12910 | — | — | — | 8.8% | — |
| 12952 | — | — | — | 6.6% | — |
| 12978 | — | — | — | 6.6% | — |
| 12929 | — | — | — | 6.6% | — |
| 12923 | — | — | — | 6.6% | — |
Ranked by composite score
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Demographics
Owner-occupied
68.9%
Census ACS
Vacancy rate
11.2%
Census ACS
Bachelor's degree +
26.8%
Census ACS
Rent burdened
43.3%
Census ACS (>30% income)
Median age
41.5
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026