What is the median home value in Chenango County, NY?

The median home value in Chenango County, NY is $128,100, according to the latest Census ACS 5-Year Estimates.

What is the cap rate in Chenango County, NY?

The cap rate proxy in Chenango County, NY is 7.7% (estimated from HUD Fair Market Rent and Census home values with a 35% expense ratio). This is above average for cash-flow investors.

How much new construction is happening in Chenango County, NY?

Chenango County has 46,685 residents and issued 133 building permits over the trailing twelve months, according to the Census Building Permits Survey.

New York

Chenango County

46,685 residents133 permits TTM$62,093 median HHI16 ZIP codesUpdated April 28, 2026

Investor first look

Median home value

$128,100

ACS 5-Year

Cap rate proxy

7.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

15.8%

HUD FMR ÷ ACS HHI

Net migration

+1.23%

IRS SOI

Permits (TTM)

133

Census BPS

Climate risk

72.3

FEMA NRI (0–100)

ZIP code breakdown16 ZIP codes

Numbers repeat across most ZIPs in this county

ZIP-level home-value data isn't published for rural areas. Federal sources (Census ACS, HUD non-metro FMR) are available at the county level only, so home-value, cap-rate, and rent-gap numbers use the county estimate for every ZIP in the county.

ZIP	Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
13124	$128,100county est.	$973	9.1%	7.7%	15.8%
13136	$128,100county est.	$973	9.1%	7.7%	15.8%
13155	$128,100county est.	$973	9.1%	7.7%	15.8%
13460	$172,524	$973	6.8%	5.5%	15.8%
13464	$131,837	$973	8.9%	7.0%	15.8%

Ranked by composite score

Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
$128,100county est.	$973	9.1%	7.7%	15.8%
$128,100county est.	$973	9.1%	7.7%	15.8%
$128,100county est.	$973	9.1%	7.7%	15.8%
$128,100county est.	$973	9.1%	7.7%	15.8%
$128,100county est.	$973	9.1%	7.7%	15.8%
$133,693	$973	8.7%	7.0%	15.8%
$141,366	$973	8.3%	6.9%	15.8%
$144,907	$973	8.1%	6.7%	15.8%
$161,966	$973	7.2%	5.9%	15.8%
$161,852	$973	7.2%	5.9%	15.8%
$188,056	$973	6.2%	5.1%	15.8%

Demographics

Owner-occupied

76.3%

Census ACS

Vacancy rate

19.1%

Census ACS

Bachelor's degree +

19.2%

Census ACS

Rent burdened

39.4%

Census ACS (>30% income)

Median age

44.9

Census ACS

Data sources

U.S. Census Bureau — American Community Survey 5-Year Estimates

U.S. Census Bureau — Building Permits Survey

U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)

Internal Revenue Service — Statistics of Income Migration Data

FEMA — National Risk Index

Last updated: April 28, 2026

Chenango County

See all 16 ZIPs ranked by yield and cap rate