Albany-Schenectady-Troy, NY · New York

Albany County

ZIP 12143

315,374 residents620 permits TTM$83,149 median HHI39 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$277,400

ACS 5-Year

Cap rate proxy

5.4%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.1%

HUD FMR ÷ ACS HHI

Net migration

+2.25%

IRS SOI

Permits (TTM)

620

Census BPS

Climate risk

85.9

FEMA NRI (0–100)

ZIP 12143

Median home value

Gross yield

Buy Box score

1.0

Section 8 gap

Affordability

P/I: 3.3R/I:

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown39 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
122021.0
122061.0
122071.0
121831.0
122091.0
121431.0
122101.0
120231.0
122041.0
121931.0
122051.0
120591.0
121580.9
120670.9
120470.9
121100.9
122080.9
121890.9
120090.9
122030.9
121860.9
123030.9
122110.9
120770.8
120840.8
120540.7
121590.7
12007
12041
12045
12046
12085
12120
12147
12161
12222
12226
12460
12469

Sort by any column. Click a ZIP for detail.

Demographics

Owner-occupied

56.7%

Census ACS

Vacancy rate

9.7%

Census ACS

Bachelor's degree +

45.2%

Census ACS

Rent burdened

43.1%

Census ACS (>30% income)

Median age

38.3

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026