New York-Newark-Jersey City, NY-NJ-PA · New Jersey
Ocean County
ZIP 08092
646,434 residents3,107 permits TTM$86,411 median HHI29 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$366,600
ACS 5-Year
Cap rate proxy
7.6%
FMR × 0.65 ÷ Home Value
Rent-to-income
23.6%
HUD FMR ÷ ACS HHI
Net migration
+1.84%
IRS SOI
Permits (TTM)
3,107
Census BPS
Climate risk
96.2
FEMA NRI (0–100)
ZIP 08092
Median home value
$505,909
Gross yield
4.6%
Buy Box score
0.2
Section 8 gap
14.0%
Affordability
P/I: 5.9R/I: —
Section 8 detail
SAFMR: $1,940Rent: $1,702Gap: 14.0%
ZIP code breakdown29 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate ↓ | Rent gap |
|---|---|---|---|---|---|
| 08755 | $513,944 | $2,130 | 5.0% | 8.3% | -66.7% |
| 08759 | $274,053 | $1,790 | 7.8% | 7.5% | 4.9% |
| 08721 | $517,437 | $2,180 | 5.1% | 7.4% | -46.8% |
| 08723 | $501,037 | $2,240 | 5.4% | 6.9% | -29.5% |
| 08527 | $622,688 | $2,370 | 4.6% | 6.6% | -44.3% |
| 08724 | $498,043 | $2,390 | 5.8% | 6.4% | -10.4% |
| 08753 | $522,738 | $2,300 | 5.3% | 6.1% | -15.5% |
| 08757 | $338,863 | $2,280 | 8.1% | 6.0% | 25.4% |
| 08751 | $701,747 | $1,850 | 3.2% | 5.8% | -84.1% |
| 08733 | $357,300 | $2,180 | 7.3% | 5.7% | 21.9% |
| 08006 | $366,600county est. | $2,200 | 7.2% | 5.6% | 22.6% |
| 08732 | $366,600county est. | $2,230 | 7.3% | 5.6% | 23.7% |
| 08740 | $366,600county est. | $2,610 | 8.5% | 5.6% | 34.8% |
| 08742 | $826,164 | $2,510 | 3.6% | 5.4% | -48.1% |
| 08087 | $407,557 | $2,310 | 6.8% | 5.0% | 26.3% |
| 08701 | $568,983 | $2,030 | 4.3% | 4.9% | -13.9% |
| 08722 | $455,950 | $2,740 | 7.2% | 4.5% | 37.9% |
| 08731 | $484,603 | $2,780 | 6.9% | 4.2% | 38.8% |
| 08005 | $490,537 | $2,480 | 6.1% | 4.2% | 31.4% |
| 08092 | $505,909 | $1,940 | 4.6% | 4.0% | 12.3% |
| 08758 | $537,801 | $2,080 | 4.6% | 3.8% | 18.2% |
| 08734 | $548,698 | $2,300 | 5.0% | 3.7% | 26.0% |
| 08741 | $549,747 | $2,320 | 5.1% | 3.7% | 26.6% |
| 08533 | $555,813 | $2,010 | 4.3% | 3.7% | 15.3% |
| 08050 | $577,561 | $2,450 | 5.1% | 3.5% | 30.5% |
| 08735 | $1,134,305 | $2,260 | 2.4% | 3.5% | -47.7% |
| 08752 | $826,307 | $1,960 | 2.8% | 2.5% | 13.2% |
| 08008 | $1,845,805 | $2,260 | 1.5% | 1.1% | 24.7% |
| 08738 | $2,107,388 | $2,670 | 1.5% | 1.0% | -386.9% |
Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.
Demographics
Owner-occupied
80.2%
Census ACS
Vacancy rate
18.2%
Census ACS
Bachelor's degree +
33.7%
Census ACS
Rent burdened
54.8%
Census ACS (>30% income)
Median age
41.4
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026