What is the median home value in Bergen County, NJ?

The median home value in Bergen County, NJ is $593,200, according to the latest Census ACS 5-Year Estimates.

What is the cap rate in Bergen County, NJ?

The cap rate proxy in Bergen County, NJ is 4.7% (estimated from HUD Fair Market Rent and Census home values with a 35% expense ratio). This is below average, suggesting an appreciation-focused market.

How much new construction is happening in Bergen County, NJ?

Bergen County has 954,717 residents and issued 3,780 building permits over the trailing twelve months, according to the Census Building Permits Survey.

New York-Newark-Jersey City, NY-NJ-PA · New Jersey

Bergen County

954,717 residents3,780 permits TTM$123,715 median HHI66 ZIP codesUpdated April 28, 2026

Investor first look

Median home value

$593,200

ACS 5-Year

Cap rate proxy

4.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.1%

HUD FMR ÷ ACS HHI

Net migration

+2.18%

IRS SOI

Permits (TTM)

3,780

Census BPS

Climate risk

97.8

FEMA NRI (0–100)

ZIP code breakdown66 ZIP codes

ZIP	Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
07026	$564,032	$2,130	4.5%	5.0%	-13.8%
07631	$600,932	$2,620	5.2%	6.2%	-21.3%
07608	$593,200county est.	$2,470	5.0%	3.8%	24.6%
07407	$600,422	$2,690	5.4%	4.7%	10.6%
07601	$457,377	$2,500	6.6%	6.7%	-4.0%

Ranked by composite score

Median home value	Rent (FMR 2BR)	Gross yield	Cap rate	Rent gap
$575,319	$3,310	6.9%	6.9%	-2.1%
$711,524	$3,490	5.9%	6.5%	-10.3%
$668,956	$2,400	4.3%	5.8%	-37.3%
$589,452	$2,380	4.8%	5.7%	-20.8%
$697,820	$2,620	4.5%	5.7%	-28.8%
$581,177	$2,280	4.7%	5.5%	-17.3%
$618,636	$2,410	4.7%	5.4%	-18.3%
$679,762	$2,500	4.4%	5.0%	-15.2%
$628,083	$2,400	4.6%	4.9%	-10.5%
$876,527	$3,030	4.1%	4.8%	-18.4%
$625,642	$2,290	4.4%	4.8%	-10.9%
$1,042,318	$3,490	4.0%	4.7%	-21.4%
$645,388	$2,650	4.9%	4.7%	1.7%
$694,038	$3,030	5.2%	4.7%	8.3%
$569,721	$2,160	4.5%	4.7%	-4.7%
$820,070	$2,630	3.8%	4.6%	-23.9%
$653,453	$2,000	3.7%	4.6%	-29.1%
$608,308	$2,200	4.3%	4.6%	-7.5%
$603,008	$2,240	4.5%	4.5%	-3.9%
$763,841	$2,540	4.0%	4.5%	-14.7%
$716,802	$2,430	4.1%	4.4%	-11.6%
$895,470	$2,840	3.8%	4.4%	-18.0%
$640,094	$2,150	4.0%	4.1%	-4.4%
$719,664	$2,390	4.0%	4.0%	-4.0%
$966,154	$2,590	3.2%	3.8%	-21.3%
$593,200county est.	$3,280	6.6%	3.8%	43.2%
$1,167,125	$3,250	3.3%	3.8%	-15.8%
$618,055	$2,350	4.6%	3.6%	20.7%
$613,675	$2,290	4.5%	3.6%	18.6%
$640,236	$1,490	2.8%	3.4%	-25.0%
$650,838	$2,170	4.0%	3.4%	14.2%
$647,627	$2,360	4.4%	3.4%	21.1%
$818,169	$2,460	3.6%	3.3%	6.0%
$664,590	$2,680	4.8%	3.3%	30.5%
$690,892	$2,520	4.4%	3.2%	26.1%
$699,691	$2,210	3.8%	3.1%	15.7%
$710,409	$2,240	3.8%	3.1%	16.8%
$714,986	$3,090	5.2%	3.0%	39.7%
$733,280	$2,340	3.8%	3.0%	20.4%
$730,437	$2,500	4.1%	2.9%	25.5%
$762,936	$2,770	4.4%	2.9%	32.7%
$791,049	$2,660	4.0%	2.8%	30.0%
$795,542	$2,990	4.5%	2.7%	37.7%
$819,904	$2,310	3.4%	2.7%	19.4%
$841,146	$2,910	4.2%	2.6%	36.0%
$874,856	$2,910	4.0%	2.5%	36.0%
$939,120	$3,200	4.1%	2.3%	41.8%
$957,584	$2,720	3.4%	2.3%	31.5%
$980,805	$3,270	4.0%	2.2%	43.0%
$1,014,808	$3,490	4.1%	2.1%	46.6%
$1,024,405	$2,640	3.1%	2.1%	29.4%
$1,089,957	$3,200	3.5%	2.0%	41.8%
$1,125,935	$3,490	3.7%	1.9%	46.6%
$1,160,762	$2,850	2.9%	1.9%	34.6%
$1,190,376	$3,000	3.0%	1.8%	37.9%
$1,231,285	$3,490	3.4%	1.8%	-74.8%
$1,238,367	$3,410	3.3%	1.7%	45.4%
$1,429,150	$3,350	2.8%	1.5%	44.4%
$1,500,327	$3,490	2.8%	1.4%	46.6%
$1,533,406	$3,000	2.3%	1.4%	37.9%
$1,692,571	$3,050	2.2%	1.3%	38.9%

Demographics

Owner-occupied

65.4%

Census ACS

Vacancy rate

4.1%

Census ACS

Bachelor's degree +

52.6%

Census ACS

Rent burdened

47.3%

Census ACS (>30% income)

Median age

42.1

Census ACS

Data sources

U.S. Census Bureau — American Community Survey 5-Year Estimates

U.S. Census Bureau — Building Permits Survey

U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)

Internal Revenue Service — Statistics of Income Migration Data

FEMA — National Risk Index

Last updated: April 28, 2026

Bergen County

See all 66 ZIPs ranked by yield and cap rate