New York-Newark-Jersey City, NY-NJ-PA · New Jersey

Bergen County

ZIP 07657

954,717 residents3,780 permits TTM$123,715 median HHI66 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$593,200

ACS 5-Year

Cap rate proxy

4.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.1%

HUD FMR ÷ ACS HHI

Net migration

+2.18%

IRS SOI

Permits (TTM)

3,780

Census BPS

Climate risk

97.8

FEMA NRI (0–100)

ZIP 07657

Median home value

$763,841

Gross yield

4.0%

Cap rate

2.9%

Rent gap

26.6%

Affordability

P/I: 6.2R/I:

Section 8 detail

SAFMR: $2,540Rent: $1,863Gap: 36.3%
ZIP code breakdown66 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
07026$564,032$2,1304.5%5.3%-16.2%
07407$600,422$2,6905.4%4.9%9.2%
07608$593,200county est.$2,4705.0%3.8%24.6%
07631$600,932$2,6205.2%5.7%-8.8%
07662$618,055$2,3504.6%3.6%20.7%

Ranked by composite score

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Demographics

Owner-occupied

65.4%

Census ACS

Vacancy rate

4.1%

Census ACS

Bachelor's degree +

52.6%

Census ACS

Rent burdened

47.3%

Census ACS (>30% income)

Median age

42.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026