New York-Newark-Jersey City, NY-NJ-PA · New Jersey
Bergen County
ZIP 07657
954,717 residents3,780 permits TTM$123,715 median HHI66 ZIP codesUpdated April 16, 2026
Investor first look
Median home value
$593,200
ACS 5-Year
Cap rate proxy
4.7%
FMR × 0.65 ÷ Home Value
Rent-to-income
18.1%
HUD FMR ÷ ACS HHI
Net migration
+2.18%
IRS SOI
Permits (TTM)
3,780
Census BPS
Climate risk
97.8
FEMA NRI (0–100)
ZIP 07657
Median home value
$763,841
Gross yield
4.0%
Cap rate
2.9%
Rent gap
26.6%
Affordability
P/I: 6.2R/I: —
Section 8 detail
SAFMR: $2,540Rent: $1,863Gap: 36.3%
ZIP code breakdown66 ZIP codes
| ZIP | Median home value | Rent (FMR 2BR) | Gross yield | Cap rate | Rent gap |
|---|---|---|---|---|---|
| 07026 | $564,032 | $2,130 | 4.5% | 5.3% | -16.2% |
| 07407 | $600,422 | $2,690 | 5.4% | 4.9% | 9.2% |
| 07608 | $593,200county est. | $2,470 | 5.0% | 3.8% | 24.6% |
| 07631 | $600,932 | $2,620 | 5.2% | 5.7% | -8.8% |
| 07662 | $618,055 | $2,350 | 4.6% | 3.6% | 20.7% |
Ranked by composite score
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Demographics
Owner-occupied
65.4%
Census ACS
Vacancy rate
4.1%
Census ACS
Bachelor's degree +
52.6%
Census ACS
Rent burdened
47.3%
Census ACS (>30% income)
Median age
42.1
Census ACS
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026
