New York-Newark-Jersey City, NY-NJ-PA · New Jersey

Bergen County

ZIP 07620

954,717 residents3,780 permits TTM$123,715 median HHI66 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$593,200

ACS 5-Year

Cap rate proxy

4.7%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.1%

HUD FMR ÷ ACS HHI

Net migration

+2.18%

IRS SOI

Permits (TTM)

3,780

Census BPS

Climate risk

97.8

FEMA NRI (0–100)

ZIP 07620

Median home value

$593,200

Gross yield

6.6%

Buy Box score

Section 8 gap

76.1%

Affordability

P/I: 23.9R/I:

Section 8 detail

SAFMR: $3,280Rent: $1,863Gap: 76.1%
ZIP code breakdown66 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldBuy Box scoreSection 8 gap
07024$593,200$3,3106.7%0.977.7%
07601$593,200$2,5005.1%0.934.2%
07020$593,200$3,4907.1%0.987.3%
07463$593,200$3,0906.3%0.865.9%
07607$593,200$2,6805.4%0.743.9%
07676$593,200$2,9906.0%0.760.5%
07652$593,200$3,4907.1%0.787.3%
07631$593,200$2,6205.3%0.740.6%
07410$593,200$2,6205.3%0.740.6%
07630$593,200$2,7705.6%0.648.7%
07662$593,200$2,3504.8%0.626.1%
07640$593,200$3,2006.5%0.671.8%
07075$593,200$2,5005.1%0.634.2%
07606$593,200$2,5205.1%0.635.3%
07446$593,200$2,9105.9%0.656.2%
07603$593,200$2,3804.8%0.627.8%
07626$593,200$3,2706.6%0.675.5%
07621$593,200$2,2904.6%0.622.9%
07628$593,200$2,3604.8%0.626.7%
07666$593,200$2,4004.9%0.628.8%
07648$593,200$2,9105.9%0.656.2%
07407$593,200$2,6905.4%0.644.4%
07073$593,200$2,4104.9%0.629.4%
07647$593,200$2,5005.1%0.634.2%
07605$593,200$2,6605.4%0.642.8%
07657$593,200$2,5405.1%0.536.3%
07624$593,200$3,4907.1%0.587.3%
07430$593,200$3,0306.1%0.562.6%
07645$593,200$2,8405.7%0.552.4%
07072$593,200$2,1704.4%0.516.5%
07436$593,200$2,3404.7%0.525.6%
07643$593,200$2,2804.6%0.522.4%
07646$593,200$2,2404.5%0.420.2%
07604$593,200$2,2104.5%0.418.6%
07026$593,200$2,1304.3%0.414.3%
07010$593,200$2,4004.9%0.428.8%
07663$593,200$2,6505.4%0.442.2%
07481$593,200$3,2006.5%0.471.8%
07432$593,200$2,4304.9%0.430.4%
07401$593,200$3,4907.1%0.487.3%
07071$593,200$2,2904.6%0.422.9%
07670$593,200$3,4907.1%0.487.3%
07660$593,200$2,1604.4%0.415.9%
07649$593,200$2,7205.5%0.446.0%
07656$593,200$2,6305.3%0.441.2%
07031$593,200$2,2404.5%0.420.2%
07675$593,200$3,0306.1%0.362.6%
07642$593,200$2,3104.7%0.324.0%
07423$593,200$3,4106.9%0.383.0%
07644$593,200$2,2004.5%0.318.1%
07022$593,200$2,1504.3%0.315.4%
07452$593,200$2,6405.3%0.341.7%
07057$593,200$2,0004.0%0.37.4%
07677$593,200$3,0006.1%0.261.0%
07070$593,200$2,3904.8%0.228.3%
07074$593,200$1,4903.0%0.2-20.0%
07641$593,200$2,8505.8%0.253.0%
07650$593,200$2,5905.2%0.239.0%
07627$593,200$3,3506.8%0.279.8%
07417$593,200$3,4907.1%0.287.3%
07661$593,200$2,4605.0%0.132.0%
07450$593,200$3,2506.6%0.174.4%
07458$593,200$3,0006.1%0.161.0%
07632$593,200$3,0506.2%0.163.7%
07608$593,200$2,4705.0%32.6%
07620$593,200$3,2806.6%76.1%

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Demographics

Owner-occupied

65.4%

Census ACS

Vacancy rate

4.1%

Census ACS

Bachelor's degree +

52.6%

Census ACS

Rent burdened

47.3%

Census ACS (>30% income)

Median age

42.1

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026