Missoula, MT · Montana

Missoula County

ZIP 59802

119,639 residents871 permits TTM$71,246 median HHI14 ZIP codesUpdated April 16, 2026
Investor first look

Median home value

$423,100

ACS 5-Year

Cap rate proxy

3.2%

FMR × 0.65 ÷ Home Value

Rent-to-income

18.9%

HUD FMR ÷ ACS HHI

Net migration

+1.61%

IRS SOI

Permits (TTM)

871

Census BPS

Climate risk

77.0

FEMA NRI (0–100)

ZIP 59802

Median home value

Gross yield

Buy Box score

0.1

Section 8 gap

Affordability

P/I: 7.6R/I: 23.6%

Section 8 detail

SAFMR: Rent: Gap:
ZIP code breakdown14 ZIP codes
ZIPMedian home valueRent (FMR 2BR)Gross yieldCap rateRent gap
598034.0%
598083.3%
598013.3%
59812county est.3.2%
598263.2%
59851county est.3.2%
598023.1%
598212.7%
598472.5%
598682.4%
598232.3%
598042.1%
598342.1%
598462.0%

Sort by any column. Click a ZIP for detail. Rent gap: green = HUD FMR above market rent.

Demographics

Owner-occupied

59.7%

Census ACS

Vacancy rate

7.8%

Census ACS

Bachelor's degree +

45.9%

Census ACS

Rent burdened

45.8%

Census ACS (>30% income)

Median age

37.0

Census ACS

Data sources
U.S. Census Bureau — American Community Survey 5-Year Estimates
U.S. Census Bureau — Building Permits Survey
U.S. Department of Housing and Urban Development — Fair Market Rents / Small Area Fair Market Rents (SAFMR)
Internal Revenue Service — Statistics of Income Migration Data
FEMA — National Risk Index
Last updated: April 16, 2026